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The Newsletter

Weekly XP For Your Finances. Free Every Week.

Weekly insights on money, Bitcoin, macroeconomics, and the future of work. Every issue archived here.

Best Mint Alternative for 2026: Where to Go Now That Mint is Dead

July 1, 2026

Best Mint Alternative for 2026: Where to Go Now That Mint is Dead

Mint is dead. Here's what to use instead — honest reviews of Monarch, YNAB, and privacy-first alternatives that won't sell your data.

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The Best Gamified Personal Finance App: Why Wealth Potion Is Different

June 28, 2026

The Best Gamified Personal Finance App: Why Wealth Potion Is Different

Wealth Potion is the only gamified personal finance app built around how you actually think — levels, skill trees, and real net worth milestones.

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Best Net Worth Tracker Without a Bank Link: Why Privacy-First Tracking Actually Matters

June 5, 2026

Best Net Worth Tracker Without a Bank Link: Why Privacy-First Tracking Actually Matters

Track your net worth without handing your bank data to surveillance capitalism. Here's why privacy-first tracking is the smarter play.

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Best Personal Finance Course Online: What's Actually Worth Your Money

June 3, 2026

Best Personal Finance Course Online: What's Actually Worth Your Money

An honest comparison of the best personal finance courses online — Dave Ramsey, Ramit Sethi, Graham Stephan, Minority Mindset, and Wealth Potion Academy — ranked by the worldview each one installs.

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What Is the Stifel Wealth Tracker? (And Who It's Actually For)

April 10, 2026

What Is the Stifel Wealth Tracker? (And Who It's Actually For)

Stifel Wealth Tracker is free, and US residents can sign up without being a Stifel client. What it does, how to log in, and how it compares with Empower.

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ProjectionLab Review: Is It Worth It? (And When to Use Something Simpler)

April 9, 2026

ProjectionLab Review: Is It Worth It? (And When to Use Something Simpler)

Is ProjectionLab worth it? An honest review: what it costs, what it does best, who it's built for, how it compares with Boldin, and when something simpler fits.

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Empower Net Worth Tracker Review: Is It Worth Using?

April 8, 2026

Empower Net Worth Tracker Review: Is It Worth Using?

An honest review of Empower's free net worth tracker — what it actually does well, where the tradeoffs are, and whether it's worth connecting your accounts.

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Best Budgeting Apps 2025 (The Honest Breakdown)

April 7, 2026

Best Budgeting Apps 2025 (The Honest Breakdown)

Mint is dead. Here's an honest, no-affiliate-fluff comparison of the best budgeting apps in 2025 — including which ones are worth your time and which ones to skip.

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How to Build Wealth in Your 20s: The Complete Roadmap

April 6, 2026

How to Build Wealth in Your 20s: The Complete Roadmap

The complete roadmap for building wealth in your 20s — what to prioritize first, what the milestones look like, and the most common mistakes that delay the timeline by years.

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Will AI Replace Your Job? Here's What to Do About It

April 6, 2026

Will AI Replace Your Job? Here's What to Do About It

Honest answer to whether AI will replace your job — which roles are actually vulnerable, which aren't, and the moves that protect your income regardless of what happens.

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Is the AI Bubble Real?

April 1, 2026

Is the AI Bubble Real?

Nvidia's revenues are real. So is the hype. Here's how to read the AI bubble honestly — what's driven by genuine innovation, what's speculation, and what history says about when bubbles burst.

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What Is a Solopreneur? Meaning, Business Ideas and How to Start

March 31, 2026

What Is a Solopreneur? Meaning, Business Ideas and How to Start

A solopreneur runs a business alone, on leverage instead of employees. What it means, how it differs from freelancing, proven business models, and how to start.

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