Terms & Conditions

Please read these Terms and Conditions ("Terms") carefully before using the Wealth Potion website and services. By accessing or using our platform, you agree to be bound by these Terms. If you do not agree, please do not use our services.

1. Use of the Platform

By using Wealth Potion, you agree to use the platform only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the platform in any way that violates applicable laws or regulations
• Reproduce, duplicate, copy, sell, or exploit any portion of the service without express written permission
• Attempt to gain unauthorized access to any part of the platform
• Transmit any unsolicited or unauthorized advertising or promotional material

2. Intellectual Property

All content on this platform — including text, graphics, logos, videos, and course materials — is the property of Wealth Potion or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce or distribute any content without our prior written consent.

3. Educational Content & Financial Disclaimer

All content, tools, dashboards, AI features, courses, and materials provided by Wealth Potion are strictly for educational and informational purposes only. Nothing on this platform constitutes financial, investment, legal, or tax advice. We are not registered financial advisors, nor do we provide personalized recommendations.

The AI chat and insights are hardcoded with guardrails: they only discuss broad, general concepts (e.g., improving savings rates, increasing monthly contributions, or basic age-based risk awareness) and will never recommend specific assets, allocations, trades, or personalized strategies.

You should always consult with a qualified financial professional before making any financial decisions. Past performance discussed in any content is not indicative of future results. Users assume full responsibility for their own decisions.

4. User Accounts

If you create an account on our platform, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to terminate accounts at our discretion.

5. Purchases & Payments

When you purchase a course, subscription, or other digital product from Wealth Potion, you agree to provide accurate payment information and authorize us to charge the applicable fees. All purchases are subject to our refund policy as stated at the time of purchase.

6. Refund Policy

If you are not satisfied with your purchase, email support@wealthpotion.com within 7 days of your purchase date and we will process a full refund, no questions asked. After 7 days, refund requests are handled on a case-by-case basis at our discretion. For full details, see our Refund Policy.

7. Affiliate & Partner Links

Some links on our platform are affiliate links. If you click on an affiliate link and make a purchase, we may receive a commission at no additional cost to you. We only recommend products and services we genuinely believe in. All affiliate relationships are disclosed on our Partners page.

8. Third-Party Links & Services

Our platform may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of any third-party sites. Accessing third-party links is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Wealth Potion and its owners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the platform or its content. Our total liability to you for any claim shall not exceed the amount you paid us in the twelve months preceding the claim.

10. Disclaimer of Warranties

The platform and all content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the platform will be uninterrupted, error-free, or free of viruses or other harmful components.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated date. Your continued use of the platform after any changes constitutes your acceptance of the new Terms. We encourage you to review this page periodically.

12. Governing Law & Contact

These Terms shall be governed by and construed in accordance with the laws of the Republic of Korea. Any disputes shall be resolved in the applicable courts. If you have questions about these Terms, please contact us at: support@wealthpotion.com