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Topic

Investing & FIRE

Simple beats clever. Compound interest, index funds, tax-free accounts, and the math behind financial independence: what to buy, what to ignore, and how to know your number.

Investing is mostly a handful of decisions made once and left alone: which accounts, what to buy, how often, and what to ignore. The rest is noise that sells newsletters. Underneath it sits the bigger question of how much is enough, and that one has an answer you can calculate.

13 articles

Start HereHow Much Money Do You Need To Retire Early?What FIRE means, how to work out how much you need to retire early, and where to start.

What You'll Find Here

The foundations

Why compounding does the heavy lifting, how passive and active investing compare, what index ETFs are, how dollar cost averaging works (and when lump sum wins), and buying the dip versus timing the market.

Where to put it, and who to trust

Tax-free accounts, what advisors really cost you, and how saving became investing.

Your number: financial independence

How much you need to stop working, why the usual FIRE number can mislead you, what FatFIRE takes, and whether you really want to retire at all.

Taking risk on purpose

How to risk a little to make a lot, and size the bet so it cannot sink you.

All Investing & FIRE Articles